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How Unique is My Drive?

Audi RS 5

It’s pretty likely that you’ll be aware of the enormous number of brand names out there in the market place.  The mass consumer goods industry is a huge area of vibrant buying madness, and it’s all about choice and variety – isn’t it?  Who is supplying the different brands and goods served onto our own dinner tables?  Who is supplying the different brands and goods that we choose to wear for clothing?  Who is supplying the different brands of fuel for our cars?  Who is supplying the different brands of cars that we buy?

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What Sort of Vehicles are Difficult to Finance?

Although it is easy enough to assume that any given vehicle is eligible for financing – they are an asset after all, right? – in reality this is far from normal practice. Lenders will want to minimise their exposure to certain levels of risk. And in the eyes of a financier, certain cars pose more risk than others when it comes to the borrower paying back the debt in full. Of course, restrictions vary from one lender to the next, plus your own personal circumstances may play a part in things as well. For a general overview of cars which have financing restrictions, continue reading.

First however, it’s important to realise why financiers view particular vehicles as a risk in deciding whether to issue a loan. The reason for this is because of the difficulties that would come in trying to resell a vehicle that has been the subject of a default loan, or delinquency. Lenders will usually take possession of the vehicle in such circumstances and the prospect of being left to hold scrap metal is something that hardly appeals to the majority of them.

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2021 Kia Picanto S Manual: Car Review.

This Car Review Is About: The baby of the current Kia range, Picanto. A pert five door hatch, Picanto is available in either S or GT-Line specification. It’s also one of the cheapest new cars currently available to buy in Australia.How Much Does It Cost?: Kia has the Picanto S, in manual transmission and 1.2L engine spec, at $16,990 and in non-metallic Clear White. The specification sheet supplied by Kia says there are no options available aside from the exterior colours such as Sparkling Silver, Honey Bee Yellow, or Aurora Black Pearl at $595.

Under The Bonnet Is: A 1.25L petrol four and a five speed manual in the review vehicle. There is an auto available with just four ratios available. That engine is the only option with the turbo 3 cylinder reserved for the Rio GT-Line. Peak power is 62kW (6,000rpm) and peak torque is 122Nm at 4,000rpm. Economy is a strong part of the Picanto’s appeal, with a combined figure of 5.0L/100km (manual) from the 35.0L fuel thimble. Our final overall average was a very creditable 6.0L/100km with a best of 4.4L/100km seen.On The Outside It’s: Not as visually appealing as the GT-Line. The Picanto S has a wheel and tyre package of 175/65/16 with steel wheels and plastic covers. The front bumper has halogen driving lights that come on with the ignition, with the bumper jutting forward from the headlights and tiger nose grille. There are no LEDs here, it’s pure old-tech front and rear on the slightly boxy body. The Clear White emphasises the more cubic shape of the Picanto when it’s sans GT-Line enhancements.On The Inside It’s: Dominated by the now ubiquitous stand alone touchscreen. At 8.0 inches in size it’s well amongst the standard sizes and features smartapp compatibility. Both Apple and Android are wireless and have voice recognition. Sound is good without being muddy. There is also a USB and 3.5mm socket in the lower front centre console.

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That Christmas Car Gift

As with everything driven by consumer activity, the holiday season is a bonanza time for advertisers, and that extends to car dealers as well. You’ll see loads of adverts plastered around town telling you that a new car is the perfect gift to treat yourself, or heck, a loved one. And in some ways, it certainly makes sense – dealers are keen to hit their sales targets, so there are no shortage of deals to be struck.

Before you rush too quickly into a purchase, however, it might be time to stop and think before signing anything. Christmas is a high-pressure period of the year when the advertisers are out to get you to spend all those earnings you’ve set aside throughout the year. Let’s be honest, who among us hasn’t regretted a certain impulse purchase in the new year once the reality of the cost has sunk in?

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Low Voltage: The Charge To EV Vehicles

With world governments declaring a transition to electric vehicles over the next three decades or earlier, such as the U.K. by 2030 or 2035, it would be reasonable to presume that Australian governments would also back any push, without extra roadblocks, to have EVs the primary vehicle for passenger transportation.

The Australian Capital Territory has gone to that length, as has the state government of Tasmania, with the Apple Isle declaring the government’s fleet will be 100% electric by 2030. the A.C.T. began their transition process in 2018 . Neither the A.C.T. or the Tasmanian government have currently declared that any form of EV tax will be implemented.

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Raw Materials and Sustainability in an Automotive World

Car interiors are looking very stylish with many colours available, many textures and, of course, technologies.  Even the exterior and structure of new cars utilise some pretty sensational materials that are lightweight, strong and malleable.  So what are the main raw materials that make up the structure, style and flair that we love in our vehicles?

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2021 Isuzu D-Max SX 4×2 Cab Chassis: Private Fleet Car Review

This Car Review Is About: The starting point to the revamped (finally) Isuzu D-Max range. There is a bewildering choice: five two wheel drive vehicles in two or four door versions, and eight 4WD including the top of the ladder X-Terrain (coming to AWT very soon).

How Much Does It Cost?: As of November 2020, Isuzu had the SX 4×2 cab chassis on a stunning drive-away deal of $29,990. A quote built on the Isuzu sire has a retail price of around $8,400 more, representing a huge saving for new buyers. The colour on our review was basic Mineral White as a no cost option. There are, of course, plenty of additions such as a nudge or bull bar at $1,000 or $2,999, a slide out step at $370.70, or, as fitted, an under tray water tank ($360.80) or lockable undertray tool box at $437.80. A welded wire mesh window protector was fitted and that’s $193.60.Under The Bonnet Is: A six speed manual gearbox and a 3.0L diesel. A six speed auto is optionable for the SX, standard in the 4x2s after the SX, and in the 4x4s only the LS-U and X-Terrain have auto only. The donk is common for all variants and produces 140kW and 450Nm. A worrying number though is what comes next. Urban economy is quoted as 10.2L/100km (9.8L/100km for the auto) for the SX 4×2 cab chassis. Then there is the weight: 1,695kg (dry) is a substantial figure for a vehicle that doesn’t look as half as heavy. Payload is listed as 1,305kg or 1,300kg depending on manual or auto fitted.Combined economy is listed as 8.0L/100km with the highway figure 6.7L or 6.9L/100km. We saw a best of 8.8L/100km and a worst of 10.1L/100km, with a final average of 9.7L/100km. Frankly, we expected a better return. Tank size, by the way, is 76L.

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2021 Jeep Compass Night Eagle: Private Fleet Car Review.

This Car Review Is About: The new, to the Compass range, Night Eagle. It’s now the entry level to the Compass family, and perhaps even the Jeep range, with a couple of compromises.

How Much Does It Cost?: It has a list price of $36,950, plus ORC, which in context is quite a competitive ask.

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What Happens To Cars On the Scrap Heap?

So what happens to our cars once they’ve shuffled off?  At the end of a vehicle’s useful life one of two things happens.  The nicest option is that you’ll find an enthusiast who will take pity on the aged car and give it a complete rebuild and refurbish.  This happens to the lucky cars that have a bit of personality or desirability.  However, it’s not often that a regular run-of-the-mill car will get this lucky; so what the most likely outcome for a dead car is that it will be consigned to the scrap heap.

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2020 Kia Rio GT-Line: Private Fleet Car Review.

This Car Review Is About: Kia’s second smallest car, complete with attitude and spunk. It’s a bit like “it’s not the size of the dog in the fight, it’s the size of the fight in the dog”. Complete with a three cylinder engine and DCT, plus some body add-ons, and in the review car’s case, an eye-catching Mighty Yellow paint, how much fight is in this pint size warrior wannabe?How Much Does It Cost?: $24,490 drive-away plus $520 for premium paint.

Under The Bonnet Is: A relatively tiny 1.0L three cylinder with the Hyundai/Kia Smartstream label. But don’t think it’s too small for the Rio. 74kW and 172Nm (1,500 to 4,000rpm) combine to foist upon the 1,197kg (dry) machine enough pizzazz and spriteliness to provide enough of a grin factor when the car is driven…ahem…appropriately.It’s cheap to run as well; our worst was 7.0L/100km, with a best of 4.1L/100, with a final average of 6.2L/100km. Tank size is 45L worth for regular unleaded. None of those figures are far from Kia’s official figures of 5.3L/6.3L/4.8L per 100km on the combined/urban, and highway drives. And not that many would, but towing is rated as 1,000kg. Transmission is a seven ratio Dual Clutch Transmission.

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